Bankruptcy creditor can get at inherited IRA’s, an Appeals Court says in the case of a woman who inherited her mom’s IRA and later went bankrupt. In the Court’s view, only the debtor’s own retirement funds can qualify to be exempt from creditors. Since inherited IRA must begin to be tapped soon after the death of the original owner, they are no longer exempt retirement funds (Clark, 7th Cir.). This issue is heading to the Supreme Court. The other Appeals Courts that have ruled on inherited IRAs have barred creditors from grabbing these accounts.