The annual ceiling on deductible payins to HSAs is slated to go up in 2018 to $3,450 for account owners with self-only coverage and to $6,900 for those with family coverage. People born before 1964 can put in an additional $1,000. The limits on out-of-pocket costs, such as deductibles and copayments, will increase to $13,300 for folks with family coverage and to $6,650 for individual coverage. Minimum policy deductibles will climb to $2,700 for families and $1,350 for singles.

The House would expand the use of HSAs. Among the proposed changes:
– The ceiling on deductible contributions would nearly double, to $6,650 for self-only coverage and $13,300 for account owners who carry family coverage.
– HSA funds could be used for the purchase of over-the-counter medicines.
– And the fine for payouts made for nonmedical costs would be halved, to 10%.