Don’t expect big hikes in the limits on deductible contributions to HSAs or health savings accounts, despite a push by the White House to raise the ceilings. For 2018, the cap on deductible contributions to HSAs is $3,450 for account owners with self-only coverage and $6,900 for family coverage. These figures are going up in 2019, because of inflation to $3,500 and $7,000, respectively. A bill that passed the House this summer proposes to almost double the caps to $6,750 for self-only coverage and $13,500 for family coverage, which President Trump would most likely back. There’s not much support from Democrats, who say HSAs favor the wealthy.

Keep in mind that repeal of the individual mandate penalty begins in 2019. Congress effectively killed the requirement that individuals maintain health coverage by doing away with the penalties under the individual mandate for post-2018 years. The fines still apply for 2018, so when you file your individual tax return next year, you’ll have to check a box on your return showing you had full-year health coverage, claim an exemption or pay a fine. The fine is typically the greater of $695 per person or 2.5% of the excess of household income over the threshold amount for filing a return.